Alex Veryayskiy

When should I start looking for a job?

Use this when you want to drop a 9-5 and build a product. Example numbers are in. Change them. The product covers spend first. Savings cover the rest. Not advice. Just math.

Savings
$US
Investments
  • $US
    % / year
Spend
$US
Product
$US / month
% / mo
Job hunt
months
Inflation
% / year

Start looking for a job

In 2 years and 9 months

That is Jun 2029. Money is gone Sep 2029. I count 3 months to find a job.

With no return, that would be 2 years and 9 months.

Timeline

Now
Sep 2026
Broke
Sep 2029
  • Now · Sep 2026 · $100,000
  • Start looking · Jun 2029 · $9,017
  • Money gone · Sep 2029

What happens to the money

  • Cash
  • Investments
  • Product
  • Spend
  • Look
  • No return
Money left$0$25k$50k$75k$100kEach month$0$3k$5kSep 2026Sep 2027Sep 2028Sep 2029

Top: money I have left. Bottom: money in and out each month. The product covers spend first. Savings cover the rest.

And if this is about monthly income, not quitting to build, I have Live on MRR.